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Does Insurance Cover Catalytic Converter Theft?

June 27th, 2023

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As automotive enthusiasts, we know how frustrating it can be to fall victim to vehicle theft or vandalism. In recent years, there has been a rise in catalytic converter thefts, leaving car owners wondering if their insurance will cover the loss. Let's dive into the question of whether insurance typically covers catalytic converter theft and provide some useful insights for protecting your vehicle.

Will My Car Insurance Cover Catalytic Converter Theft?

The short answer is that it depends on your insurance policy. If you want your insurance to cover the theft of your catalytic converter, you will need comprehensive coverage. Comprehensive coverage is an optional add-on to your auto insurance policy that typically covers theft, vandalism, and other non-collision-related incidents. While liability insurance only covers damage to other vehicles or property in an accident, comprehensive coverage protects your vehicle against a wide range of risks, including stolen parts.

In the unfortunate event of a stolen catalytic converter, filing a claim with your insurance company should be your first step. They will guide you through the process and help you understand the extent of coverage provided. Remember, some policies may have specific restrictions or deductibles for theft-related incidents, so it's important to know the details.

How can I tell if my catalytic converter has been stolen?

If you suspect that your catalytic converter has been stolen, here are a few signs to look out for:

Louder exhaust noise: Without a catalytic converter, your vehicle's exhaust system will produce a noticeably louder sound, resembling a roar or rumble.

Vehicle performance issues: As the catalytic converter plays a vital role in emissions control, its absence can lead to poor engine performance, decreased fuel efficiency, and potential warning lights on your dashboard.

Strange smell: If your catalytic converter is stolen, you might notice a strong smell of sulfur or rotten eggs due to the unfiltered emissions.

Where Can I Order a Catalytic Converter Shield Guard?

One proactive measure to safeguard your vehicle against catalytic converter theft is to install a catalytic converter shield guard. These guards are designed to make it more challenging for thieves to access and remove the converter, deterring their attempts.

You can order one right here at Cat Security™. We offer a range of undercarriage shield plates designed to fit various models. Whether you drive a Toyota 4Runner, Ford F-150, Toyota Prius, or another popular vehicle, we have the right catalytic shield guard for you. If you don't see your vehicle listed, you can join our waiting list, and our team will reach out to you when the guard becomes available.

Investing in a catalytic converter shield guard not only adds an extra layer of protection to your vehicle but also provides peace of mind, knowing that you have taken proactive steps to prevent theft.

Safeguard Your Vehicle and Gain Peace of Mind with a Catalytic Converter Shield Guard

While insurance coverage for catalytic converter theft depends on your policy, comprehensive coverage is typically required to protect against such incidents. It is crucial to review your insurance policy and consult with your provider to understand the extent of coverage. Additionally, considering preventive measures like installing a catalytic converter shield guard can help deter potential thieves and safeguard your vehicle. By being proactive and taking appropriate steps, you can reduce the risk of falling victim to catalytic converter theft.